Finance* from £18.06 per month
*subject to status, minimum spend applies
Click here for full details.
*subject to status, minimum spend applies
Click here for full details.
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Finance Illustrations
Other finance options may be available to you at checkout. All finance is subject to status, minimum spend applies.Lowest monthly payment | Classic Credit 36 Months 15.9% (Minimum goods total £415.00) |
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Cash Price | £579.99 |
Minimum Deposit | 10% |
Deposit to Pay | £58.00 |
Loan | £521.99 |
Duration (Months) | 36 |
36 Monthly Payments of | £18.06* |
Cost of Credit | £128.17 |
Rate of Interest (fixed) | 15.9% |
APR Representative | 15.9% APR Representative |
Total Amount Payable | £708.16 |
Classic Credit 12 months 9.9% (Minimum goods total £415.00) | |
Cash Price | £579.99 |
Minimum Deposit | 10% |
Deposit to Pay | £58.00 |
Loan | £521.99 |
Duration (Months) | 12 |
12 Monthly Payments of | £45.77* |
Cost of Credit | £27.25 |
Rate of Interest (fixed) | 9.9% |
APR Representative | 9.9% APR Representative |
Total Amount Payable | £607.24 |
Lowest borrowing cost | Interest Free Finance (6 Months) (Minimum goods total £415.00) |
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Cash Price | £579.99 |
Minimum Deposit | 10% |
Deposit to Pay | £58.00 |
Loan | £521.99 |
Duration (Months) | 6 |
6 Monthly Payments of | £86.99* |
Cost of Credit | £0.00 |
Rate of Interest (fixed) | 0% |
APR Representative | 0% APR Representative |
Total Amount Payable | £579.99 |
*Final payment may be slightly higher or lower than quoted: this will be made clear in your loan documents prior to you signing the agreement
Note: Selecting other items in our site may affect which finance options are available to you. Add your preferred items to your basket and visit the checkout. You can see which options your selected products qualify for before giving us any personal details.
Representative example
Cash price £500.00, Deposit £50.00. Total amount of credit £450.00 over 6 months with an annual interest rate of 0% (Fixed).
Monthly repayments will be £75.00 with a total repayable of £500.00. 0% APR representative.
The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.
Representative example
Cash price £500.00, Deposit £50.00. Total amount of credit £450.00 over 12 months with an annual interest rate of 9.9% (Fixed).
Monthly repayments will be £39.46 with a total repayable of £523.52. 9.9% APR representative.
The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.
Representative example
Cash price £500.00, Deposit £50.00. Total amount of credit £450.00 over 36 months with an annual interest rate of 15.9% (Fixed).
Monthly repayments will be £15.57 with a total repayable of £610.52. 15.9% APR representative.
The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.
Finance is provided by V12 Retail Finance Ltd, a trading name of Secure Trust Bank Plc. which is registered in England and Wales: 541132. Registered Office: Yorke House, Arleston Way, Solihull, B90 4LH. Secure Trust Bank Plc is authorised and regulated by the Financial Conduct Authority (FRN 204550). For more information please visit www.v12retailfinance.com.
Credit subject to status, UK only 18+
Missed or late payments will result in fees and additional interest on your loan and can also affect your credit file and your ability to obtain credit in the future.
v12Finance is the trading name of Secure Trust Bank Plc, which acts as a credit broker, not a lender.
Specifications
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Options | 13 Inch Available 3-4 days 15 Inch Available 3-4 days 17 Inch Out of Stock 19 Inch Available 3-4 days 21 Inch Available 3-4 days |
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Description | The Ridgeback Terrain 4 is our range-topping hardtail mountain bike and is the perfect way to get into off road riding. The lightweight and robust aluminium frame is designed with trail riding in mind and is matched with a 100mm travel coil-sprung suspension fork to help smooth bumps and roots. Hydraulic disc brakes give high performance stopping in all weather conditions and wide knobbly tyres help you find grip even on loose surfaces. A Shimano drivetrain provides smooth and reliable shifting, even under load and on bumpy terrain. The 24 gears give a wide range, perfect for climbing steep hills and enjoying fast descents. |
Frame | Alloy |
Forks | SR SUNTOUR SF15 XCM DS 27.5 100 mm |
Rear Derailleur | Shimano RD-TX800 |
Front Derailleur | Shimano FD-TY700 TSM8 |
Shifters | Shimano SL-M315 |
Chainset | Prowheel TA-CQ68 42 / 34 / 24 170 mm |
Chain | KMC Z-51 |
Freewheel | Shimano CS-HG200-8 12-32T |
Stem | Ridgeback Alloy 75 mm |
Handlebars | Ridgeback TERRAIN Length: 75mm Rise: 10 Degree |
Front Brake | Tektro HDM-275 Mechanical Disc Brake |
Rear Brake | Tektro HDM-275 Mechanical Disc Brake |
Brake Levers | Tektro RS360A / HD-M275 |
Rims | JHT HLQC GA18 / 32H |
Front Hub | Joytech D041DSE / D142DSE |
Rear Hub | Joytech D041DSE / D142DSE |
Spokes | Steel 14G |
Tyres | Deli 27.5 x 2.1 |
Saddle | Ridgeback Custom Padding: High density fill Steel rail |
Seatpost | 27.2X350MM |
Pedals | NW-303 |
Grips | Velo VLG-311D2 Gel Grips |
Wheel Size | 27.5 |
As with any product, specification is subject to change without prior notification. You are advised to confirm current specification before buying.