
*subject to status, minimum spend applies
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Finance Illustrations
Other finance options may be available to you at checkout. All finance is subject to status, minimum spend applies.Lowest monthly payment | Classic Credit 36 Months 15.9% (Minimum goods total £415.00) |
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Cash Price | £1275.00 |
Minimum Deposit | 10% |
Deposit to Pay | £127.50 |
Loan | £1147.50 |
Duration (Months) | 36 |
36 Monthly Payments of | £39.70* |
Cost of Credit | £281.70 |
Rate of Interest (fixed) | 15.9% |
APR Representative | 15.9% APR Representative |
Total Amount Payable | £1556.70 |
*Final payment may be slightly higher or lower than quoted: this will be made clear in your loan documents prior to you signing the agreement
Note: Selecting other items in our site may affect which finance options are available to you. Add your preferred items to your basket and visit the checkout. You can see which options your selected products qualify for before giving us any personal details.
Representative example
Cash price £500.00, Deposit £50.00. Total amount of credit £450.00 over 6 months with an annual interest rate of 0% (Fixed).
Monthly repayments will be £75.00 with a total repayable of £500.00. 0% APR representative.
The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.
Representative example
Cash price £500.00, Deposit £50.00. Total amount of credit £450.00 over 12 months with an annual interest rate of 9.9% (Fixed).
Monthly repayments will be £39.46 with a total repayable of £523.52. 9.9% APR representative.
The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.
Representative example
Cash price £500.00, Deposit £50.00. Total amount of credit £450.00 over 36 months with an annual interest rate of 15.9% (Fixed).
Monthly repayments will be £15.57 with a total repayable of £610.52. 15.9% APR representative.
The above representative example shows the finance information that we expect to apply to more than half of accepted applications for the specific amount and repayment term.
Finance is provided by V12 Retail Finance Ltd, a trading name of Secure Trust Bank Plc. which is registered in England and Wales: 541132. Registered Office: Yorke House, Arleston Way, Solihull, B90 4LH. Secure Trust Bank Plc is authorised and regulated by the Financial Conduct Authority (FRN 204550). For more information please visit www.v12retailfinance.com.
Credit subject to status, UK only 18+
Missed or late payments will result in fees and additional interest on your loan and can also affect your credit file and your ability to obtain credit in the future.
v12Finance is the trading name of Secure Trust Bank Plc, which acts as a credit broker, not a lender.
Specifications
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Options | X-Small Silver SOLD OUT Small Silver Medium Silver Large Silver |
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Description | Like a regular Croix De Fer, but flatter! Not everyone wants a drop handlebar. If you prefer the additional comfort and control of a flat handlebar on your gravel bike or spend more time ripping around town than you do ticking off epic gravel routes, the Croix De Fer 20 Flat Bar is well equipped to tackle any surface. |
Frame | Reynolds 725 |
Forks | Amplitude G100 Chromoly Fork |
Rear Derailleur | Shimano GRX RD-RX400 10 Speed |
Front Derailleur | Shimano GRX FD-RX400 |
Shifters | Shimano Tiagra SL-4700 10 Speed |
Chainset | Shimano GRX FC-RX600 46-30T |
Headset | PT-1606 EC34 Upper / EC34 Lower |
Stem | Amplitude G100 Stem |
Handlebars | Genesis Alloy 9deg backsweep |
Front Brake | Shimano BL-MT200 hydraulic brakes |
Rear Brake | Shimano BL-MT200 hydraulic brakes |
Brake Levers | Shimano BL-MT200 hydraulic brakes |
Rims | Jalco XCD23 |
Front Hub | KT-K68 / 6 Bolt |
Rear Hub | KT-K68 / 6 Bolt |
Tyres | WTB Nano 700 x 40c |
Saddle | Madison Flux Switch Saddle |
Seatpost | Genesis Alloy 27.2 x 350 mm |
Brake Type | Disc |
As with any product, specification is subject to change without prior notification. You are advised to confirm current specification before buying.